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Zakat Calculator

Looking for a zakat calculator 2.5 percent cash gold silver? This free tool gives you zakat due at 2.5% on cash, gold, silver and trade goods after debts. Just enter your numbers and press Calculate — results are instant.

How to Use This Zakat Calculator

Zakat is 2.5% of your net zakatable wealth — cash in hand and in the bank, the value of gold and silver, and trade goods or stock — minus any debts you owe, paid when that wealth is above the nisab (the minimum threshold) and has been held for a full lunar year. Add up your assets, subtract your debts, and take 2.5% of what is left. The nisab is the value of 87.48 grams of gold or 612.36 grams of silver; confirm the current nisab with a local scholar.

Formula Used

Zakat = 2.5% × (cash + gold + silver + trade goods − debts), payable when wealth above nisab is held for a full lunar year.

Worked Example

Example: Cash in hand and bank 500,000 PKR · Gold value 200,000 PKR · Silver 0 · Trade goods 0 · Debts 0 PKR

  1. Total assets = 500,000 + 200,000 = 700,000.00 PKR.
  2. Less debts of 0 PKR, net zakatable wealth = 700,000.00 PKR.
  3. Zakat due = 2.5% × 700,000 = 17,500.00 PKR.

Zakat Due (2.5%): 17,500.00 PKR

Frequently Asked Questions

What is nisab?

The minimum wealth above which zakat becomes due. It is the value of 87.48 grams of gold or 612.36 grams of silver — whichever your scholar advises. If your net wealth is below nisab, no zakat is due.

Is zakat due on my house or car?

No. Assets for your own personal use — your home, your car, your furniture — are not zakatable. Trade goods and stock held for sale are, and so are cash, gold and silver.

Do I subtract the loans I owe?

Yes. Debts you owe are deducted from your assets before working out 2.5%. Money others owe you can usually be counted once you receive it — ask a scholar about debts owed to you.

When is zakat due?

When your wealth has been above nisab for a full lunar year (hawl). Many people pay in Ramadan for ease, but zakat is due when your own lunar year completes — confirm the details with a local scholar.

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